# pointpredictive.com

> AI-optimized mirror of pointpredictive.com containing 50 pages totalling 37,238 words of clean markdown content, structured data, and semantic HTML. Original source: https://pointpredictive.com. Last updated: 2026-09-02T02:06:14.050Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [Home - Point Predictive](/content/site-root.html): Point Predictive fraud solutions power new levels of lending confidence while protecting against the full scope of fraud risk. (298 words)

## Articles & Blog Posts

- [DealerTrack BorrowerCheck Terms - Point Predictive](/content/dealertrack-borrowercheck-terms/index.html) (2,816 words)
- [BorrowerCheck for Dealers with IEValidate - Standard Terms and Conditions - Point Predictive](/content/borrowercheck-dealers-with-ievalidate-t-c/index.html) (2,721 words)
- [TCI Integrates with Point Predictive To Provide Ai Solutions to Lending Industry - Point Predictive](/content/press-releases/tci-integrates-with-point-predictive-to-provide-ai-solutions-to-lending-industry.html): SAN DIEGO, Calif., June 18, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today a new standard integration with TCI, a leading loan origination platform provider, to help lenders and finance companies better address the rising risk that they face with fraud and misrepresentation. As part […] (1,028 words)
- [BorrowerCheck Terms of Service - Point Predictive](/content/borrowercheckterms/index.html): BorrowerCheck™ for Dealers – Terms of Service BY SIGNING THE ASSOCIATED ORDER FORM OR ACCESSING OR USING ANY OF THE BORROWECHECK SERVICE, YOU (REFERRED TO HEREAFTER AS “CUSTOMER”) ARE ACCEPTING ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF CUSTOMER DOES NOT AGREE TO THESE TERMS AND CONDITIONS, CUSTOMER MAY NOT USE THE BORROWERCHECK […] (3,204 words)
- [Blog - Point Predictive](/content/blog/index.html): Explore the Point Predictive blog for insights on fraud prevention, AI in lending, and consumer lending industry trends. Stay informed today. (1,018 words)
- [Point Predictive Accelerates Growth with Key Additions to Senior Management Team - Point Predictive](/content/press-releases/management-team/index.html): SAN DIEGO–(BUSINESS WIRE)–Point Predictive Inc., the San Diego-based company that provides machine learning solutions to the lending industry, today announced additions and changes to its leadership team on the heels of its recent Series B investment round. The company has appointed key executives to lead its technology, data science, sales, marketing, product management, finance, and […] (1,043 words)
- [Lending Fraud Glossary - Point Predictive](/content/lending-fraud-glossary/index.html) (1,136 words)
- [Point Predictive Unveils Case Manager & Rules Engine as Auto Finance Industry Enhances Automation and Digital Transformation - Point Predictive](/content/press-releases/point-predictive-unveils-case-manager-rules-engine-as-auto-finance-industry-enhances-automation-and-digital-transformation.html): SaaS lending risk solution unifies AI fraud scores, alerts, review queue automation, rule writing, and full range of key operational metrics and actions specifically built for automotive lenders. LAS VEGAS-(BUSINESSWIRE) – October 27, 2021 – Point Predictive, the San Diego-based company that provides machine learning solutions, launched its Case Manager & Rules Engine product today, […] (1,313 words)
- [Michael Hughes - Point Predictive](/content/leadership-team/michael-hughes/index.html): Discover how Michael Hughes, Chief Revenue Officer, is helping to drive Point Predictive's growth. Read more today. (256 words)
- [PenFed Selects Point Predictive’s Auto Lending Fraud Solution Suite - Point Predictive](/content/press-releases/penfed-selects-pointpredictives-auto-lending-fraud-solution-suite.html): Media Contacts Kassandra Meholick Sebastian PenFed Credit Union 571-328-1854 Kassandra.meholick@penfed.org SAN DIEGO, Calif. & TYSONS, Va., January 28, 2020 – Point Predictive Inc., the San Diego-based company that builds Artificial & Natural Intelligence [Ai+Ni] models using machine learning, announced that PenFed Credit Union, the nation’s second-largest federal credit union, will use Point Predictive’s full suite […] (840 words)
- [David Johnson - Point Predictive](/content/leadership-team/david-johnson/index.html): Learn how David Johnson, Chief Compliance Officer, contributes to Point Predictive's on-going success. Read more. (248 words)
- [IEValidate T&C Only - Point Predictive](/content/ievalidate-tc-only/index.html) (1,957 words)
- [Point Predictive Launches EmployerCheck™ to Give Lenders a Convenient Tool to Assess the Validity of Any Borrower’s Stated Employer - Point Predictive](/content/press-releases/point-predictive-launches-employercheck-to-give-lenders-a-convenient-tool-to-assess-the-validity-of-any-borrowers-stated-employer.html): Database of over 17 million unique employers with application and performance history offers broad coverage, high exact match rates, and simplicity required to easily evaluate employer representations by any US loan applicant or third party SAN DIEGO (BUSINESSWIRE) – February 3, 2021 – Point Predictive, the San Diego-based company that provides machine learning solutions to […] (841 words)
- [MeridianLink Integration - Point Predictive](/content/credit-unions-meridianlink-integration/index.html) (449 words)
- [Landmark Point Predictive Fraud Study Details Record Year for Auto Loan Fraud in 2020 - Point Predictive](/content/press-releases/landmark-point-predictive-fraud-study-details-record-year-for-auto-loan-fraud-in-2020.html): Lingering effects of the pandemic economy and broad shifts in the risk environment pushed levels of application misrepresentation to new heights SAN DIEGO – BUSINESSWIRE – April 15, 2021 – Point Predictive Inc., the San Diego-based artificial intelligence and data science company that helps lenders predict the trustworthiness of loan application information, published research detailing […] (1,020 words)
- [Point Predictive Awarded Patent for Innovative Auto Lending Scoring Technology - Point Predictive](/content/press-releases/point-predictive-awarded-patent-for-innovative-auto-lending-scoring-technology.html): SAN DIEGO, Calif April 14, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that the U.S. Patent Office has granted the company a patent for the Ai technology that powers their flagship product – Auto Fraud Manager.   The patent covers the core underlying scoring technology […] (717 words)
- [Lobel Financial Clears a Path for Fast Funding and Robust Fraud Fighting in Partnership with Point Predictive - Point Predictive](/content/press-releases/lobel-financial-clears-a-path-for-fast-funding-and-robust-fraud-fighting-in-partnership-with-point-predictive.html): Full spectrum auto lender completes Auto Fraud Manager™ implementation that proves the power of sophisticated AI fraud scores and operational fraud alerts     SAN DIEGO, CA (BUSINESSWIRE) – October 4, 2021 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that Lobel Financial has successfully completed […] (596 words)
- [Point Predictive Awarded Third Patent for Enhanced Risk Detection - Point Predictive](/content/press-releases/point-predictive-awarded-third-patent-for-enhanced-risk-detection.html): SAN DIEGO, Calif August 11, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that the U.S. Patent Office has granted the company another patent for its powerful machine learning technology for detection of risky behavior patterns of car dealerships. The patent, the third issued to […] (665 words)
- [Byrider Selects PointPredictive as Machine Learning AI Partner to Prevent Fraud - Point Predictive](/content/press-releases/byrider-selects-pointpredictive-as-machine-learning-ai-partner-to-prevent-fraud.html): Leading auto lender leverages machine learning technology scoring from PointPredictive to better pinpoint risk and to improve the consumer experience at their car dealerships SAN DIEGO, Calif., December 31, 2019 PointPredictive Inc., the San Diego-based machine learning company, announced today that Byrider has selected the company’s risk scoring solutions to help them better segment high- […] (632 words)
- [Westlake Financial Identifies Significant Portion of All Income Misrepresentation with IncomePass™ by Point Predictive - Point Predictive](/content/press-releases/westlake-financial-identifies-significant-portion-of-all-income-misrepresentation-with-incomepass-by-point-predictive.html): Artificial + Natural Intelligence™ technology streamlines auto finance company’s fraud risk management process, accelerating lending process for trustworthy borrowers SAN DIEGO (BUSINESSWIRE) – February 9, 2021 – Point Predictive, the AI company that increases trust in lending, announced today that Westlake Financial, one of the nation’s largest auto lenders, adopted IncomePass™ to create a more […] (780 words)
- [Tim Grace: Making a Difference in the World of Risk Management - Point Predictive](/content/press-releases/tim-grace-making-a-difference-in-the-world-of-risk-management.html): An enabler of innovation, Tim Grace, is an entrepreneur who has founded and grown multiple companies. Across the global payment card, mortgage and automotive finance industries, he has led the development of several game-changing solutions – one of which achieved a worldwide market share of more than 60%. Tim is currently CEO of PointPredictive Inc., an innovative predictive analytics company focusing on risk management and fraud prevention […] (937 words)
- [PointPredictive Launches Auto Fraud Alert - Point Predictive](/content/press-releases/pointpredictive-launches-auto-fraud-alert/index.html): Powerful new solution offers more than 100 new alerts and red flag indicators to improve identification of fraud risk prior to loan funding SAN DIEGO, Calif., April 2, 2019 – PointPredictive announced today the launch of Auto Fraud Alert, a new solution that helps lenders better identify risk prior to funding loans. The solution delivers […] (715 words)
- [Tim Grace - Point Predictive](/content/leadership-team/tim-grace/index.html): Learn about Tim Grace's expertise in driving Point Predictive's growth and innovation in fraud detection solutions. Read more. (391 words)
- [Ascent Funding Broadens Opportunities for Students with IncomePass™ by Point Predictive - Point Predictive](/content/press-releases/ascent-funding-broadens-opportunities-for-students-with-incomepass-by-point-predictive.html): Ascent Funding becomes the first student lender to join the Consortium. Ascent uses IncomePass to assess income on loan applications. (598 words)
- [PointPredictive Fraud Analysts Identify New Fraud Pattern Affecting Millions of Dollars of Risky Auto Loan Applications - Point Predictive](/content/press-releases/pointpredictive-fraud-analysts-identify-new-fraud-pattern-affecting-millions-of-dollars-of-risky-auto-loan-applications.html): PointPredictive, the company that solves the billion-dollar problems of auto, mortgage, fintech, and personal lending risk, announced today that their fraud analysts have uncovered a new auto fraud application scheme that involves systematic manipulation of Social Security numbers by both applicants and dealers to enable creation of new synthetic identities. The scheme involves applicants, or […] (686 words)
- [CIG Financial’s Partnership with Point Predictive Produces Eye-Catching Risk Separation - Point Predictive](/content/press-releases/cig-financials-partnership-with-point-predictive-produces-eye-catching-risk-separation.html): Premier specialty auto lender completes Point Predictive’s Auto Fraud Manager implementation that proves the power of sophisticated Ai+Ni fraud scores & operational fraud alerts. SAN DIEGO, CA (BUSINESSWIRE) – October 11, 2021 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that CIG Financial has successfully completed […] (795 words)
- [Point Predictive’s Fraud Analysts Identifying $2 Million In Fraud Weekly - Point Predictive](/content/press-releases/point-predictives-fraud-analysts-identifying-2-million-in-fraud-weekly.html): SAN DIEGO, Calif June 2, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that its Outsourced Fraud Management (OFM) service, driven by PointPredictive’s highly trained forensic fraud analyst team, has identified five new fraud patterns happening across the industry as well as reaching a new […] (641 words)
- [Point Predictive Offers SyntheticID Alert™ To All US Auto Lenders at No Charge - Point Predictive](/content/press-releases/point-predictive-offers-syntheticid-alert-to-all-us-auto-lenders-at-no-charge.html): Technology solution will help lenders assess risk of their entire portfolio as well as new applications they book for the remainder of the year SAN DIEGO, Calif April 7, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that they will provide their patented technology solution […] (806 words)
- [Foursight Capital Selects Point Predictive’s Suite of Products to Deter Auto Loan Fraud and Deepen Trust Between Dealers and Lenders - Point Predictive](/content/press-releases/foursight-capital-selects-point-predictives-suite-of-products-to-deter-auto-loan-fraud-and-deepen-trust-between-dealers-and-lenders.html): Foursight Capital joins growing list of customers leveraging consortium-based machine learning solutions to accelerate origination volume growth and reduce losses due to misrepresentation and fraud   SAN DIEGO, CA (BUSINESSWIRE) – November 18, 2021 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that Foursight Capital has […] (733 words)
- [PointPredictive Stops Fraud for Auto Lenders with its Outsourced Fraud Mitigation Service - Point Predictive](/content/press-releases/pointpredictive-stops-fraud-for-auto-lenders-with-its-outsourced-fraud-mitigation-service.html): Immediate protection for lenders leveraging the top technology and the top fraud analysts to mitigate fraud before funding. SAN DIEGO, Calif., Oct. 16, 2019 – PointPredictive, the company that solves the billion-dollar problems of auto, mortgage, fintech and retail lending risk, announced today the launch of Outsourced Fraud Mitigation, a service that helps lenders bolster […] (717 words)
- [Point Predictive Awarded Patent for Car Dealer Risk Assessment Technology - Point Predictive](/content/press-releases/point-predictive-awarded-patent-for-car-dealer-risk-assessment-technology.html): SAN DIEGO, Calif June 29, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that the U.S. Patent Office has granted the company a patent for the Ai technology that powers DealerTrace – their dealer risk scoring technology.   The patent covers the core underlying technology and […] (637 words)
- [Case Manager - Point Predictive](/content/case-manager/index.html) (309 words)
- [PointPredictive Launches Synthetic ID AlertTM to Stop a Growing Fraud Concern for Lenders - Point Predictive](/content/press-releases/pointpredictive-launches-synthetic-id-alert/index.html): New Solution Complements Lenders’ Internal Scorecards and Market-leading Auto Fraud Manager to Stop Losses Caused by Synthetic ID Fraud SAN DIEGO, Calif., March 6, 2018 – PointPredictive announced today the launch of a new patent pending solution called Synthetic ID AlertTM. The solution is a complement to the company’s comprehensive application fraud scoring solution Auto […] (567 words)
- [MidAtlantic Finance Selects Point Predictive Scoring Solutions to Reduce Risk and Improve Customer & Dealer Experience - Point Predictive](/content/press-releases/midatlantic-finance-selects-point-predictive-scoring-solutions-to-reduce-risk-and-improve-customer-dealer-experience.html): SAN DIEGO, Calif June 22, 2020 – Point Predictive Inc., the San Diego-based company that provides machine learning solutions to lenders, announced today that MidAtlantic Finance has selected the company’s scoring solutions to help them improve their lending decisions prior to funding loans.  The company plans to use two scoring solutions from Point Predictive: Auto Fraud […] (654 words)
- [Trusted Company - Point Predictive](/content/trusted-company/index.html) (285 words)
- [IEValidate Registration Thank You - Point Predictive](/content/ievalidate-thank-you/index.html) (156 words)
- [BorrowerCheck for Dealers - Point Predictive](/content/solutions/auto-dealerships/index.html): Get tailored fraud detection with BorrowerCheck™ for Dealers. Safeguard your dealership, identify risks and improve loan quality. Book a demo today. (856 words)
- [Bill Hall - Point Predictive](/content/leadership-team/bill-hall/index.html): Learn how Bill Hall, Chief Operations Officer, brings expertise and vision as a key member of our leadership team. Read more today. (215 words)
- [solutions/automotive-fraud/index.html](/content/solutions/automotive-fraud/index.html) (221 words)
- [Leadership Team - Point Predictive](/content/leadership-team/index.html): Meet Point Predictive's leadership team, driving innovation in fraud prevention and financial technology. Learn more. (207 words)
- [Press Releases Archive - Point Predictive](/content/press-releases/index.html) (298 words)
- [A Tale of Two Frauds - Point Predictive](/content/a-tale-of-two-frauds/index.html): Explore first-party vs third-party auto lending fraud, rising fake-employer schemes, and best practices. Download your free eBook now. (172 words)
- [Income & Employment Solutions - Point Predictive](/content/solutions/validation-solutions/index.html): Ensure the integrity of loan applications with our income & employment validation tools. Exceptional coverage and cost-efficient. (578 words)
- [blog - Point Predictive](/content/blog-3/index.html) (159 words)
- [Credit Unions Archives - Point Predictive](/content/blog/credit-unions/index.html) (211 words)
- [Alternative Lending / Fintech Solutions - Point Predictive](/content/solutions/alternative-lending/index.html): Point Predictive's Alternative Lending / Fintech Software Solutions Leverage Our Proprietary Data Repository To Automate Income Validation Processes. Find out more. (369 words)
- [solutions/mortgage-solutions/index.html](/content/solutions/mortgage-solutions/index.html) (205 words)
- [problems-we-solve-ebook/index.html](/content/problems-we-solve-ebook/index.html) (323 words)
- [Frank McKenna - Point Predictive](/content/leadership-team/frank-mckenna/index.html): Our Chief Strategist, Frank McKenna, brings years of insights and experience in fraud prevention to the Point Predictive team. Read more. (219 words)

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