# Automate Lending Decisions and Reduce Fraud Risk

#### AutoPassTM

AutoPass lets lenders decline loan applications* that have a high risk of early payment default due to material misrepresentation. It also identifies and streamlines non-risky loans, so lenders can reduce stipulations, eliminate costly manual reviews, and increase loan pull-through.

*Only the FCRA version of AutoPass provides the ability for lenders to decline applications.

[Request a Demo](/content/quick-contact/index.html)

## AutoPass

AutoPass uses artificial intelligence (AI) and data from our proprietary data repository to accurately identify low-risk applicants for a streamlined processing, favorable pricing, and other credit terms or credit-based incentives (such as a reduction in down payment requirements). It also identifies applications with a high risk of default due to fraud or misrepresentation. Lenders can choose from either the FCRA version of AutoPass, or the GLBA version.

### Benefits

#### Comprehensive Fraud Detection

The only solution monitoring 100% of auto lending fraud risks, ensuring a secure lending process with its robust alert system and risk score.

#### Streamlined Operational Efficiency

Automate up to 80% of decision-making, significantly reducing manual reviews and increasing capture rates.

#### Increase Capture Rate, Approve Faster

Waive stipulations for your lowest-risk applicants and eliminate friction to create a smoother experience for buyers.

### Trusted by

## AutoPass

## View the AutoPass Product Sheet

Discover the full capabilities of AutoPass – click below for an in-depth look.

[View Product Sheet](/content/wp-content/uploads/2025/08/autopass-updated-june-2025.pdf)