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2026 Auto Lending Fraud Trends Report is Available Now

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Powering Trust in Lending

Assess borrower income and employment with AI precision using our alternative/fintech lending solutions.

AI Solutions At-a-Glance

How We Can Help You

At Point Predictive, we offer comprehensive solutions that power new levels of lending confidence and speed, while protecting against the full scope of fraud risk.

Our solutions use predictive models built with artificial intelligence. They quickly and accurately identify who is reporting truthfully on loan applications and who is not. As a result, lenders can fund the majority of loans easily without asking applicants for onerous documentation.

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What's New

Point Predictive Launches Bust-Out Alert™ And An Industry Working Group to Solve Auto Loan Stacking
September 1, 2026
A new real-time service and a Bust-Out AI agent give auto lenders two ways to catch fraud rings stacking vehicle loans across multiple lenders simultaneously. READ MORE

Pelican Credit Union Adopts Point Predictive’s AutoPass™ and DealerCheck™ Ahead of Southeast Expansion
July 30, 2026
The Louisiana credit union puts fraud detection and dealer monitoring in place ahead of its expansion into new markets. READ MORE

Point Predictive Introduces IEValidate® True Income and Employment, the Unrivaled Advancement in Employment Verification
June 16, 2026
After proving that upfront income and employment screening can replace paystubs and employment databases at a fraction of the cost, Point Predictive expands IEValidate to ... READ MORE

Stellantis MarketCenter to Launch Point Predictive’s BorrowerCheck™ and Driver’s License Scan Across U.S. Dealer Network
May 19, 2026
More than 2,600 Chrysler, Dodge, Jeep, Ram, FIAT, and Alfa Romeo dealerships will gain access to AI-powered fraud prevention and real-time identity verification directly inside ... READ MORE

Awards & Recognition

Leadership Team

Tim Grace
Chief Executive Officer
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Frank McKenna
Chief Strategist
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Bill Hall
Chief of Staff
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Michael Hughes
Chief Revenue Officer
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David Johnson
Chief Compliance Officer
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