# 2026 Auto Lending Fraud Trends Report

The 2026 Auto Lending Fraud Trends Report is Available Now [Download Here](https://landing.pointpredictive.com/2026-fraud-trends-report)

**Pelican Credit Union Adopts Point Predictive’s AutoPass™ and DealerCheck™ Ahead of Southeast Expansion**  
July 30, 2026  
The Louisiana credit union puts fraud detection and dealer monitoring in place ahead of its expansion into new markets. SAN DIEGO, CA — July 30, ...  
[READ MORE](/content/press-releases/pelican-credit-union-adopts-point-predictives-autopass-and-dealercheck-ahead-of-southeast-expansion/index.html)

**Point Predictive Introduces IEValidate® True Income and Employment, the Unrivaled Advancement in Employment Verification**  
June 16, 2026  
After proving that upfront income and employment screening can replace paystubs and employment databases at a fraction of the cost, Point Predictive expands IEValidate to ...  
[READ MORE](/content/press-releases/point-predictive-releases-ievalidate-true-income-and-employment/index.html)

**Stellantis MarketCenter to Launch Point Predictive’s BorrowerCheck™ and Driver’s License Scan Across U.S. Dealer Network**  
May 19, 2026  
More than 2,600 Chrysler, Dodge, Jeep, Ram, FIAT, and Alfa Romeo dealerships will gain access to AI-powered fraud prevention and real-time identity verification directly inside ...  
[READ MORE](/content/press-releases/stellantis-marketcenter-partners-with-point-predictive/index.html)

**Point Predictive Releases 2026 Auto Lending Fraud Trends Report: Fraud Exposure Reaches Record $10.4 Billion**  
April 8, 2026  
First party fraud losses soar as bust-out fraud and AI-powered schemes infiltrate auto lenders and dealerships SAN DIEGO, CA — April 8, 2026 — Point ...  
[READ MORE](/content/press-releases/point-predictive-releases-2026-auto-lending-fraud-trends-report-fraud-exposure-reaches-record-10-4-billion/index.html)

**Dort Financial Credit Union Partners with Point Predictive and Their Full Suite of Risk Solutions to Grow Auto Loan Portfolio Safely**  
March 19, 2026  
Michigan credit union adopts Point Predictive’s fraud detection, income and employment verification, and dealer monitoring technology as it expands into new markets.  SAN DIEGO, ...  
[READ MORE](/content/press-releases/dort-financial-partners-with-point-predictive/index.html)

**Security Credit Union Adopts Point Predictive’s AutoPass™ to Strengthen Member Lending Protection Against Fraud**  
March 5, 2026  
Michigan credit union implements consortium-powered fraud detection to identify hidden risks while streamlining loan approvals for members.  SAN DIEGO, CA — March 4, 2026 ...  
[READ MORE](/content/press-releases/security-credit-union-adopts-point-predictives-autopass/index.html)

**Cox Automotive Dealertrack Partners with Point Predictive and Adds the Power of AI to Fight the Rising Cost of Fraud**  
January 27, 2026  
Link to the original article on Cox Automotive’s Website: https://www.coxautoinc.com/insights-hub/cox-automotive-dealertrack-partners-with-point-predictive-and-adds-the-power-of-ai-to-fight-the-rising-cost-of-fraud 21st Annual Dealertrack Compliance and Fraud Mitigation Guide Released ATLANTA — Jan. 27, 2026 ...  
[READ MORE](/content/press-releases/cox-automotive-dealertrack-partners-with-point-predictive-and-adds-the-power-of-ai-to-fight-the-rising-cost-of-fraud/index.html)

**Arkansas Federal Credit Union Adopts Point Predictive Solutions To Safely Grow Their Auto And Personal Loan Portfolios**  
January 14, 2026  
Premier Arkansas credit union accelerates loan growth with technology that automates up to 80% of decisions while stopping fraud and early payment defaults. San Diego, ...  
[READ MORE](/content/press-releases/arkansas-federal-credit-union-adopts-point-predictive-solutions/index.html)

**Educational FCU Selects Point Predictive’s AutoPass™ to Drive Safe Growth**  
January 6, 2026  
Credit union chooses advanced fraud detection solution to support lending growth. SAN DIEGO, CA – January 6th, 2026 – Educational Federal Credit Union (EdFed), a ...  
[READ MORE](/content/press-releases/educational-fcu-selects-point-predictives-autopass-to-drive-safe-growth/index.html)

**Velocity Community Credit Union Adopts Point Predictive’s AutoPass™ to Combat All Forms of Fraud**  
December 16, 2025  
Palm Beach-based credit union deploys a comprehensive fraud detection solution to protect members from identity theft, synthetic identities, income and employment misrepresentation, credit washing, and ...  
[READ MORE](/content/press-releases/velocity-community-credit-union-adopts-point-predictives-autopass-to-combat-all-forms-of-fraud/index.html)

**Best Egg Adopts Point Predictive’s IEValidate® to Transform Income and Employment Verification**  
November 11, 2025  
MARLTON, NJ – November 11, 2025 – Point Predictive, the leader in artificial intelligence solutions for the consumer lending industry, today announced that Best Egg, ...  
[READ MORE](/content/press-releases/best-egg-adopts-point-predictives-ievalidate-to-transform-income-and-employment-verification/index.html)

**Citizens Bank of West Virginia Signs With Point Predictive to Deploy AutoPass™ and DealerCheck™ for Enhanced Fraud Prevention**  
October 15, 2025  
Financial institution strengthens indirect lending operations with advanced fraud prevention and dealer monitoring solutions. San Diego – October 15th, 2025 – Citizens Bank of West ...  
[READ MORE](/content/press-releases/citizens-bank-of-west-virginia-signs-with-point-predictive-to-deploy-autopass-and-dealercheck-for-enhanced-fraud-prevention/index.html)

**Tenet Adopts Point Predictive’s IEValidate to Streamline Income and Employment Verification**  
September 4, 2025  
SAN DIEGO, CA – September 4th, 2025 – Point Predictive, the leader in artificial intelligence for consumer lending, today announced that Tenet has adopted IEValidateTM ...  
[READ MORE](/content/press-releases/tenet-adopts-point-predictives-ievalidate-to-streamline-income-and-employment-verification/index.html)

**Amarillo National Bank Adopts Point Predictive’s AutoPassTM, IEValidateTM, And DealerCheckTM Solutions**  
September 2, 2025  
Texas-based family bank implements a comprehensive suite of AI fraud detection tools to streamline lending while reducing risk. SAN DIEGO, CA – September 2, 2025 ...  
[READ MORE](/content/press-releases/amarillo-national-bank-adopts-point-predictives-fraud-solutions/index.html)

**FinBe USA Adopts Point Predictive’s AutoPass™ – FCRA To Accelerate Growth and Improve Portfolio Performance**  
August 26, 2025  
National auto lender optimizes loan decisioning while reducing early payment defaults through advanced AI. SAN DIEGO, CA – August 26th, 2025 – Today, national auto ...  
[READ MORE](/content/press-releases/finbe-usa-adopts-point-predictives-autopass/index.html)

**AI Hype, Fraud Reality, and the Fixes That Actually Work**  
August 1, 2025  
A Fireside Chat with GDS Link and Point Predictive Fraud is evolving, and fast. Fueled by accessible AI tools, fraud rings are scaling synthetic identities, manipulating ...  
[READ MORE](/content/ai-hype-fraud-reality-and-the-fixes-that-actually-work/index.html)

**Silver State Schools Credit Union Adopts Point Predictive’s Income and Employment Validation Technology, IEValidateTM To Streamline Member Experience**  
July 31, 2025  
Credit Union enhances member lending with instant income and employment verification technology from Point Predictive to reduce friction and accelerate loan approvals. LAS VEGAS, NV ...  
[READ MORE](/content/press-releases/silver-state-schools-credit-union-partnership/index.html)

**Point Predictive Brings Industry-Leading Fraud Detection And Automation to MeridianLink Platform**  
July 16, 2025  
Strategic partnership delivers turnkey access to advanced fraud prevention technology through leading loan origination platform. SAN DIEGO, CA – July 16th, 2025 – Point Predictive, ...  
[READ MORE](/content/press-releases/point-predictive-brings-industry-leading-fraud-detection-and-automation-to-meridianlink-platform/index.html)

**Morgan Auto Group Adopts Point Predictive’s BorrowerCheck and IEValidate at 77 dealerships to Combat Fraud And Costly Buybacks**  
July 1, 2025  
The Leading Dealer Group Will Deploy The Solutions Across Their Dealer Network SAN DIEGO, CA – July 1, 2025 – Point Predictive, the leader in ...  
[READ MORE](/content/press-releases/morgan-auto-group-adopts-point-predictives-borrowercheck-and-ievalidate/index.html)

**Alabama Credit Union Adopts Point Predictive’s AutoPass™ to Enhance Member Experience and Combat Rising Fraud**  
June 10, 2025  
SAN DIEGO, CA – June 10th, 2025 – Point Predictive, the leader in artificial intelligence solutions for consumer lending, today announced that Alabama Credit Union ...  
[READ MORE](/content/press-releases/alabama-credit-union-adopts-autopass/index.html)

**Building a Dealership Identity Theft Prevention Program That Works**  
May 28, 2025  
With the FTC’s Red Flags Rule in full effect, multi-location dealership groups need more than a policy document. They need a living, operational Identity Theft ...  
[READ MORE](/content/building-a-dealership-identity-theft-prevention-program-that-works/index.html)

**Point Predictive’s Fraud Consortium Surpasses 650 Financial Institutions, Protecting Over $4 Trillion in Loan Originations.**  
May 22, 2025  
Industry-leading consortium delivers unparalleled fraud prevention through shared intelligence and AI-driven solutions. SAN DIEGO, CA – May 22nd, 2025 – Point Predictive, the leader in ...  
[READ MORE](/content/press-releases/point-predictives-fraud-consortium-surpasses-650-financial-institutions-protecting-over-4-trillion-in-loan-originations/index.html)

**‘Red Flag Rule’ Compliance for Auto Dealers**  
May 19, 2025  
Smarter, Scalable Fraud Prevention for Dealer Groups For large auto dealership groups, complying with the Red Flags Rule is more than a regulatory requirement, it’s ...  
[READ MORE](/content/red-flags-rule-compliance-for-auto-dealers-2025-guide/index.html)

**Delinquencies and Charge-Offs Soar at Credit Unions**  
April 15, 2025  
An Unprecedented Rise in Risk Metrics Signals Trouble Ahead Credit unions with assets over $1 billion are facing a concerning reality: delinquency rates and charge-offs ...  
[READ MORE](/content/delinquencies-and-charge-offs-soar-at-credit-unions/index.html)
