2026 Auto Lending Fraud Trends Report

The 2026 Auto Lending Fraud Trends Report is Available Now Download Here

Pelican Credit Union Adopts Point Predictive’s AutoPass™ and DealerCheck™ Ahead of Southeast Expansion
July 30, 2026
The Louisiana credit union puts fraud detection and dealer monitoring in place ahead of its expansion into new markets. SAN DIEGO, CA — July 30, ...
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Point Predictive Introduces IEValidate® True Income and Employment, the Unrivaled Advancement in Employment Verification
June 16, 2026
After proving that upfront income and employment screening can replace paystubs and employment databases at a fraction of the cost, Point Predictive expands IEValidate to ...
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Stellantis MarketCenter to Launch Point Predictive’s BorrowerCheck™ and Driver’s License Scan Across U.S. Dealer Network
May 19, 2026
More than 2,600 Chrysler, Dodge, Jeep, Ram, FIAT, and Alfa Romeo dealerships will gain access to AI-powered fraud prevention and real-time identity verification directly inside ...
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Point Predictive Releases 2026 Auto Lending Fraud Trends Report: Fraud Exposure Reaches Record $10.4 Billion
April 8, 2026
First party fraud losses soar as bust-out fraud and AI-powered schemes infiltrate auto lenders and dealerships SAN DIEGO, CA — April 8, 2026 — Point ...
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Dort Financial Credit Union Partners with Point Predictive and Their Full Suite of Risk Solutions to Grow Auto Loan Portfolio Safely
March 19, 2026
Michigan credit union adopts Point Predictive’s fraud detection, income and employment verification, and dealer monitoring technology as it expands into new markets. SAN DIEGO, ...
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Security Credit Union Adopts Point Predictive’s AutoPass™ to Strengthen Member Lending Protection Against Fraud
March 5, 2026
Michigan credit union implements consortium-powered fraud detection to identify hidden risks while streamlining loan approvals for members. SAN DIEGO, CA — March 4, 2026 ...
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Cox Automotive Dealertrack Partners with Point Predictive and Adds the Power of AI to Fight the Rising Cost of Fraud
January 27, 2026
Link to the original article on Cox Automotive’s Website: https://www.coxautoinc.com/insights-hub/cox-automotive-dealertrack-partners-with-point-predictive-and-adds-the-power-of-ai-to-fight-the-rising-cost-of-fraud 21st Annual Dealertrack Compliance and Fraud Mitigation Guide Released ATLANTA — Jan. 27, 2026 ...
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Arkansas Federal Credit Union Adopts Point Predictive Solutions To Safely Grow Their Auto And Personal Loan Portfolios
January 14, 2026
Premier Arkansas credit union accelerates loan growth with technology that automates up to 80% of decisions while stopping fraud and early payment defaults. San Diego, ...
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Educational FCU Selects Point Predictive’s AutoPass™ to Drive Safe Growth
January 6, 2026
Credit union chooses advanced fraud detection solution to support lending growth. SAN DIEGO, CA – January 6th, 2026 – Educational Federal Credit Union (EdFed), a ...
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Velocity Community Credit Union Adopts Point Predictive’s AutoPass™ to Combat All Forms of Fraud
December 16, 2025
Palm Beach-based credit union deploys a comprehensive fraud detection solution to protect members from identity theft, synthetic identities, income and employment misrepresentation, credit washing, and ...
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Best Egg Adopts Point Predictive’s IEValidate® to Transform Income and Employment Verification
November 11, 2025
MARLTON, NJ – November 11, 2025 – Point Predictive, the leader in artificial intelligence solutions for the consumer lending industry, today announced that Best Egg, ...
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Citizens Bank of West Virginia Signs With Point Predictive to Deploy AutoPass™ and DealerCheck™ for Enhanced Fraud Prevention
October 15, 2025
Financial institution strengthens indirect lending operations with advanced fraud prevention and dealer monitoring solutions. San Diego – October 15th, 2025 – Citizens Bank of West ...
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Tenet Adopts Point Predictive’s IEValidate to Streamline Income and Employment Verification
September 4, 2025
SAN DIEGO, CA – September 4th, 2025 – Point Predictive, the leader in artificial intelligence for consumer lending, today announced that Tenet has adopted IEValidateTM ...
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Amarillo National Bank Adopts Point Predictive’s AutoPassTM, IEValidateTM, And DealerCheckTM Solutions
September 2, 2025
Texas-based family bank implements a comprehensive suite of AI fraud detection tools to streamline lending while reducing risk. SAN DIEGO, CA – September 2, 2025 ...
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FinBe USA Adopts Point Predictive’s AutoPass™ – FCRA To Accelerate Growth and Improve Portfolio Performance
August 26, 2025
National auto lender optimizes loan decisioning while reducing early payment defaults through advanced AI. SAN DIEGO, CA – August 26th, 2025 – Today, national auto ...
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AI Hype, Fraud Reality, and the Fixes That Actually Work
August 1, 2025
A Fireside Chat with GDS Link and Point Predictive Fraud is evolving, and fast. Fueled by accessible AI tools, fraud rings are scaling synthetic identities, manipulating ...
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Silver State Schools Credit Union Adopts Point Predictive’s Income and Employment Validation Technology, IEValidateTM To Streamline Member Experience
July 31, 2025
Credit Union enhances member lending with instant income and employment verification technology from Point Predictive to reduce friction and accelerate loan approvals. LAS VEGAS, NV ...
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Point Predictive Brings Industry-Leading Fraud Detection And Automation to MeridianLink Platform
July 16, 2025
Strategic partnership delivers turnkey access to advanced fraud prevention technology through leading loan origination platform. SAN DIEGO, CA – July 16th, 2025 – Point Predictive, ...
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Morgan Auto Group Adopts Point Predictive’s BorrowerCheck and IEValidate at 77 dealerships to Combat Fraud And Costly Buybacks
July 1, 2025
The Leading Dealer Group Will Deploy The Solutions Across Their Dealer Network SAN DIEGO, CA – July 1, 2025 – Point Predictive, the leader in ...
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Alabama Credit Union Adopts Point Predictive’s AutoPass™ to Enhance Member Experience and Combat Rising Fraud
June 10, 2025
SAN DIEGO, CA – June 10th, 2025 – Point Predictive, the leader in artificial intelligence solutions for consumer lending, today announced that Alabama Credit Union ...
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Building a Dealership Identity Theft Prevention Program That Works
May 28, 2025
With the FTC’s Red Flags Rule in full effect, multi-location dealership groups need more than a policy document. They need a living, operational Identity Theft ...
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Point Predictive’s Fraud Consortium Surpasses 650 Financial Institutions, Protecting Over $4 Trillion in Loan Originations.
May 22, 2025
Industry-leading consortium delivers unparalleled fraud prevention through shared intelligence and AI-driven solutions. SAN DIEGO, CA – May 22nd, 2025 – Point Predictive, the leader in ...
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‘Red Flag Rule’ Compliance for Auto Dealers
May 19, 2025
Smarter, Scalable Fraud Prevention for Dealer Groups For large auto dealership groups, complying with the Red Flags Rule is more than a regulatory requirement, it’s ...
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Delinquencies and Charge-Offs Soar at Credit Unions
April 15, 2025
An Unprecedented Rise in Risk Metrics Signals Trouble Ahead Credit unions with assets over $1 billion are facing a concerning reality: delinquency rates and charge-offs ...
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